Outsourced Accounting Pricing

Transparent pricing for outsourced CFO, accounting, bookkeeping, and payroll services. Every package includes a dedicated team, not just a single bookkeeper.

Rock Solid Financials replaces the cost of an in-house accounting department at a fraction of the overhead. We publish our package structure because we believe you deserve to know what you are paying for before the first conversation. Three tiers. Clear scope. No hidden fees.

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Our Packages

We structure our outsourced accounting pricing around three tiers so you can choose exactly the level of support your business needs today, then scale up as you grow.

Start With Maroon

Bookkeeping Foundation

Starting at $400/mo

Best for: Small businesses that need clean, accurate books and reliable day-to-day financial management.

  • Dedicated bookkeeper
  • Transaction categorization
  • Bank and credit card reconciliation
  • Accounts payable and receivable management
  • Basic monthly financial statements
  • QuickBooks Online access
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MOST POPULAR

Choose Silver

Full Accounting Partnership

Starting at $1,000/mo

Best for: Growing businesses ready for a complete month-end close process and proactive financial reporting.

  • Everything in Maroon, plus:
  • Full month-end close on a consistent schedule
  • Complete financial statement package (profit and loss, balance sheet, cash flow statement)
  • Management reporting with KPIs and trend analysis
  • Payroll integration
  • Monthly review calls with your dedicated team
  • Controller-level oversight on every engagement
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Go Gold

CFO Advisory Plus Full Accounting

Starting at $2,000/mo

Best for: Businesses that need strategic financial leadership alongside day-to-day accounting execution.

  • Everything in Silver, plus:
  • Fractional CFO advisory led by Pete Carlson
  • Cash flow forecasting and scenario modeling
  • Annual budgeting and financial planning
  • KPI dashboards and board-ready reporting
  • Strategic planning and growth advisory
  • Exit and M&A advisory
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Compare Our Packages

See exactly what each tier includes. No guesswork, no fine print.

Feature

Maroon

Silver

Gold

Dedicated bookkeeper

Transaction categorization

Bank reconciliation

AP/AR management

Month-end close

Financial statement package

Basic

Full

Full + board-ready

Payroll integration

Management reporting

Review Calls

Quarterly

Monthly

On demand; text us anytime

Fractional CFO advisory

Cash flow forecasting

Budgeting and KPI dashboards

Strategic planning

Exit and M&A advisory

Every client gets a dedicated team with controller oversight, regardless of tier. The difference between packages is scope: Maroon handles the books, Silver adds the reporting and close process, Gold adds the strategic financial leadership layer.

Is Outsourced Accounting Cheaper Than Hiring In-House?

For most small businesses, yes. The outsourced accounting cost for small business clients is significantly lower than building an internal department. Here is how the numbers compare.

Cost Factor

In-House Department

Rock Solid Financials

Bookkeeper salary

$45,000 to $65,000/year

Included

Accountant salary

$70,000 to $90,000/year

Included

Controller salary

$90,000 to $140,000/year

Included (Silver and Gold)

CFO salary

$150,000 to $300,000/year

Included (Gold)

Benefits (health, PTO, retirement)

25 to 35% of salary

Included

Payroll taxes

7.65%+ of salary

Included

Accounting software

$500 to $2,000/year

Included

Training and turnover costs

$5,000 to $15,000 per event

Included

Management overhead

Your time

Managed for you

Estimated annual total

$130,000 to $500,000+

Typically 35 to 50% less

How much does outsourced accounting cost? Most small businesses pay between $1,000 and $12,000 per month for outsourced accounting services, depending on transaction volume, number of entities, reporting complexity, and service tier. Industry benchmarks place a well-run accounting function at 1 to 3 percent of annual revenue. Rock Solid Financials consistently delivers at or below the low end of that range, and you get an entire team instead of a single hire.

A fractional CFO alone typically costs $3,000 to $10,000 per month on the open market. Our Gold package bundles CFO advisory with full accounting execution, which means you pay one fee for both instead of layering separate vendors.

Non-Profit Accounting Packages

Non-profit organizations have unique financial reporting requirements. We build customized packages for non-profits that include audit readiness, Form 990 support, board-ready financial reporting, and fund accounting. Our team understands the compliance landscape for 501(c)(3) organizations and structures every engagement around your fiscal year, your funders, and your board.

If you run a non-profit, start with our Outsourced Accounting for Non-Profits page for a detailed breakdown of what we deliver.

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What You Get With Every Package

We do not lock you into long-term contracts or nickel-and-dime you with add-on fees. Here is what comes standard with every Rock Solid Financials engagement.

No Long-Term Contracts

A Dedicated Team, Not a Rotating Pool

You work with the same bookkeeper, controller, and leadership every month. When someone is out, backup coverage is built in.

Month-to-Month Flexibility

QuickBooks Online Included

Your subscription is part of your package. No separate software bill.

Onboarding support included

 We handle migration and setup as part of onboarding. If your books need significant cleanup, we’ll scope a one-time fee based on the work involved.

Pricing FAQs

Outsourced accounting pricing varies based on transaction volume, number of legal entities, reporting complexity, and the level of service you need. Most small businesses pay between $1,000 and $12,000 per month. A bookkeeping-only engagement (similar to our Maroon package) starts at the lower end of that range. A full accounting department with CFO advisory (our Gold package) sits at the higher end. Industry benchmarks place a complete accounting function at 1 to 3 percent of annual revenue.

We offer three packages. Maroon covers bookkeeping fundamentals: transaction categorization, reconciliation, AP/AR management, and basic financial statements. Silver adds full month-end close, a complete financial statement package, management reporting, payroll integration, and monthly review calls. Gold adds fractional CFO advisory, cash flow forecasting, budgeting, KPI dashboards, strategic planning, and exit/M&A advisory.

On the open market, fractional CFO cost typically ranges from $3,000 to $10,000 per month depending on scope, industry complexity, and the number of hours required. A full-time CFO hire costs $150,000 to $300,000+ per year in salary alone, before benefits. Our Gold package bundles fractional CFO advisory with complete accounting execution, giving you both for a single monthly fee.

For most small and mid-sized businesses, yes. An in-house accounting department with a bookkeeper, controller, and CFO can cost $130,000 to $500,000+ per year when you include salaries, benefits, payroll taxes, software, training, and turnover. Outsourced accounting delivers the same functions at a fraction of that cost. See the comparison table above for a line-by-line breakdown.

The biggest factors are monthly transaction volume, number of bank and credit card accounts, number of legal entities, complexity of your chart of accounts, level of reporting you need, employee headcount (for payroll), and the service tier you choose. Businesses with higher complexity or multiple entities typically require more hours per month, which shifts pricing toward the upper end of the range.

Setup fees depend on the state of your books. If your financials are clean and you’re switching from another provider, onboarding is straightforward and there’s typically no setup fee. If your books need cleanup or reconstruction, we charge a one-time setup fee ranging from one to three months of your service cost, depending on the scope of work involved. 

Either way, you’ll know the cost before we start. We operate month to month with no long-term contracts or annual commitments.